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Could you survive on cash only?

The average American has 4 credit cards—and $7200 in credit card debt. Even in the down economy, our culture puts a high priority on being able to spend more than our cash on hand. (Think of mortgages,...

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How to choose between debit and credit

Many Americans are cautious about throwing down plastic, and when they do, they may prefer debit cards over credit cards. Limiting credit card use is a great way to avoid debt. Yet some credit cards...

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